Our Insurance Products
At Assure Avenue, we don’t just offer life insurance—we deliver peace of mind, retirement security, and legacy planning tailored to your exact needs. Whether you’re just starting a family, planning for retirement, or simply want to protect your loved ones, we offer flexible, affordable products you can apply for in minutes—with eApplications, text message signatures, and even same-day policy approvals on select plans.
Term Life Insurance
Simple. Affordable. Reliable. Term Life Insurance provides high-value coverage for a specific number of years—perfect for covering your mortgage, income replacement, or your child’s education if something unexpected happens. Choose coverage lengths from 10 to 30 years with flexible benefit amounts that fit your budget. Many of our carriers offer eApp options and text message signature approvals, with instant decision underwriting available in some cases.
✔ Fast eApp process · ✔ Budget-friendly premiums · ✔ Same-day approvals possible
Indexed Universal Life (IUL)
Want more than just life insurance? An IUL gives you permanent protection with the potential to grow cash value based on a market index—without the risk of market loss. These policies offer tax-deferred growth, flexible premiums, and living benefits that can be accessed for retirement, education, or emergencies. With our digital application process, getting started is easier than ever, and most policies require no medical exams for healthy individuals under certain limits.
✔ Market-linked growth · ✔ Tax-advantaged · ✔ eApplication with remote signature options
Final Expense Insurance
Cover funeral costs, medical bills, or unpaid debts with a Final Expense policy—a small, permanent life policy that requires minimal underwriting and is easy to apply for. Ideal for seniors or those with health issues, many of our final expense plans can be approved and issued the same day with a no-exam, digital application and text-based signature process.
✔ Guaranteed coverage options · ✔ Same-day approval available · ✔ Easy eApplication
Whole Life Insurance
Whole Life Insurance offers coverage for your entire lifetime—plus a guaranteed cash value component that grows over time. This policy is great for estate planning, wealth transfer, or simply locking in protection that will never expire. We help you choose from a variety of whole life products, some of which are eligible for no-med-exam approval and e-signature apps—saving you time and hassle.
✔ Lifetime coverage · ✔ Cash value growth · ✔ Apply from home in minutes
Annuities
Planning for retirement? Annuities offer a secure way to grow your savings and turn them into income you can’t outlive. Whether you’re looking for a Fixed Indexed Annuity with market-linked growth or an Immediate Annuity for lifetime income, we’ll guide you toward the best option based on your goals. Many annuities can now be applied for through digital eApp platforms, and we’ll walk you through every step.
✔ Tax-deferred growth · ✔ Guaranteed income · ✔ Personalized retirement strategies
Tobacco User Life Insurance
Tobacco use doesn’t have to mean overpriced life insurance. We work with multiple top-rated carriers that offer competitive rates and specialized underwriting just for tobacco users—including cigarette smokers, vape users, and chew tobacco users. In many cases, we can get you covered with a fully digital application and no-exam options, often with text-based signatures and quick approvals.
✔ No-judgment consultations · ✔ Smoker-friendly options · ✔ Fast online applications
Every product we offer is backed by our commitment to clarity, honesty, and real-world experience. We’re here to answer your questions, guide you step-by-step, and make the process easy—with no high-pressure sales, no fluff, and no unnecessary fees.