Privacy Policy for Assure Avenue
At Assure Avenue, we prioritize the privacy and security of your personal information. As an Independent Insurance Agent, we offer a wide range of insurance products from multiple insurance companies. This Privacy Policy outlines how we collect, use, and protect your information and explains your rights regarding your data. By using our website and services, you consent to the practices described in this policy.
1. Who We Are
Assure Avenue operates as an independent insurance agency licensed in Georgia, South Carolina, Michigan, and Ohio. We specialize in life insurance products, annuities, and disability insurance. As independent agents, we do not issue insurance policies directly but work with various insurance companies to find products that meet your specific needs.
2. Information We Collect
A. Personal Information
We collect information necessary to provide tailored insurance services, including:
- Name, address, phone number, and email address.
- Social Security number and date of birth.
- Health and medical information required by insurers.
- Employment and income details.
- Beneficiary information.
B. Non-Personal Information
We collect data to improve user experience and website performance, including:
- IP address and browser type.
- Device and operating system details.
- Website usage data through cookies and similar technologies.
C. Financial Information
We collect payment details such as credit card or bank account information for processing premium payments or policy adjustments.
3. How We Use Your Information
We use the information collected to:
- Match you with suitable insurance products based on your specific needs.
- Submit insurance applications on your behalf.
- Communicate important updates, policy renewals, or offers.
- Enhance website functionality and user experience through analytics.
- Comply with legal and regulatory requirements, including fraud prevention.
4. How We Determine Product Recommendations
As an independent agency, we work with multiple insurance companies. We assess your financial goals, health, and other criteria to recommend products tailored to your unique circumstances. This approach ensures that you have access to a broad range of options.
5. Sharing Your Information
We do not sell your personal information. However, we may share your data with:
- Insurance Companies: To process your applications and manage policies.
- Service Providers: Third-party vendors that assist in payment processing, document management, or marketing.
- Regulatory Bodies: To comply with legal requirements and investigations.
6. Your Rights and Choices
You can:
- Access, update, or delete your personal information by contacting us.
- Opt out of marketing emails by clicking “unsubscribe.”
- Adjust cookie preferences through your browser settings.
- Request details on how your data is shared with third parties.
7. Data Security
We implement robust security measures, including encryption and secure servers, to protect your information. Despite these efforts, no system is completely immune to breaches.
8. Links to Regulatory Bodies
We comply with regulations in each state where we are licensed. For more information or to file a complaint, visit:
- Georgia Office of Insurance and Safety Fire Commissioner: https://oci.georgia.gov
- South Carolina Department of Insurance: https://doi.sc.gov
- Michigan Department of Insurance and Financial Services: https://www.michigan.gov/difs
- Ohio Department of Insurance: https://insurance.ohio.gov
9. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
10. Updates to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with a revised effective date.
11. Contact Us
For questions or concerns about this Privacy Policy, please contact us:
Assure Avenue
Bainbridge, GA
229-330-0303 Tel
mike@assureavenue.com